OUR UNDERWRITING PHILOSOPHY

1. Collateral First

We focus on the real estate and ensure strong underlying collateral in every transaction

2. Conservative Leverage

We maintain prudent LTVs
and leverage levels to
protect against downside risk

3. Clear Exit Strategy

Every loan is underwritten with a well-defined exit plan and
repayment source

4. Sponsor Capability

We evaluate the experience, track record, and alignment
of every borrower.

5. Risk Mitigation

We identify potential risks early and implement strategies to mitigate throughout the loan.

what we look for

Strong Sponsor

Proven track record

Relevant experience

Financial strength

Aligned interests

Quality Asset

Income-producing potential

Market demand

Location fundamentals

Asset condition

Liquidity & Structure

Appropriate leverage

Interest treserve

Flexible structures

Efficient capital solutions

Clear Exit

Refinance potential

Sale or stabilization plan

Business plan feasibility

Realistic hold period

Why this matters

Protects Investor Capital

8r disciplined approach helps preserve capital and reduce the potential for loss.

Increases Success Rate

By focusing on fundamentals and sponsor quality. we improve the likelihood of successful outcomes.

Builds Long-Term Value

Strong underwriting leads to strong relationships and repeat
opportunities.

HELIX PRIME

OUR APPROACH

Disciplined. Conservative.
Relationship Driven.

1. Collateral First

2. Conservative Leverage

3. Clear Exit Strategy

4. Sponsor Capability

5. Risk Mitigation

Strong Sponsor

Quality Asset

Liquidity & Structure

Clear Exit

Protects Investor Capital

Increases Success Rate

Builds Long-Term Value

OUR APPROACH

Disciplined. Conservative.Relationship Driven.

1. Collateral First

2. Conservative Leverage

3. Clear Exit Strategy

4. Sponsor Capability

5. Risk Mitigation

Strong Sponsor

Quality Asset

Liquidity & Structure

Clear Exit

Protects Investor Capital

Increases Success Rate

Builds Long-Term Value

Disciplined. Conservative.
Relationship Driven.